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Federal Credit Update: The 30% solar ITC and home improvement credits expired Dec 31, 2025. State & local programs may still offer savings.See what changed →
Net-Zero USA

Incentive Calculator

Federal credits expired, state programs still active

Solar Panel Incentives Near You

Free solar cost calculator. Find state solar rebates, installation costs, heat pump programs, and utility incentives near you. Federal credits expired in December 2025; see what stayed open in your area. Personalized estimate in about a minute.

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American home with rooftop solar panels — check your current state energy incentives and rebates

State + Local Programs

50 States

Federal credit update

The 30% solar ITC and home improvement credits expired December 31, 2025. A lot of state programs are still running. Check your state page for what's currently available.

Browse all state programs

State and utility programs

With federal credits gone, state rebates and local utility incentives are now the main way to bring down the cost of solar, heat pumps, and other clean energy upgrades. They vary a lot from state to state.

See California incentives

Verified data sources

The calculator cross-references OpenEI rate databases, EnergySage solar pricing, and Rewiring America program data to keep the incentive estimates honest.

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How the energy incentive calculator works

A personalized estimate of state rebates, utility programs, and clean energy incentives in about a minute.

1

Enter your ZIP code

We figure out your state, city, and local utility provider so we can pull rebates and programs that actually apply to you.

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2

Tell us about your home

Four quick questions about ownership, income, and what you're trying to upgrade. That's enough to match you to programs.

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3

See your savings breakdown

State rebates, heat pump incentives, utility programs, and other local incentives, stacked together so you can see what they total.

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4

Compare and take action

Compare installation costs and payback timelines, and find solar installers serving your area through our partner network.

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Energy incentives by state

State energy programs, solar rebates, and utility incentives for the most popular states. Every state has its own setup. Find yours below or view all 50 states.

ca
CaliforniaHighest solar adoption
tx
TexasFastest growing market
fl
FloridaYear-round sun
ny
New YorkStrong state incentives
az
Arizona300+ sunny days
co
ColoradoAggressive clean energy goals
ma
MassachusettsTop per-capita solar
nj
New JerseyGenerous SREC program
nc
North CarolinaUtility rebate leader
wa
Washington100% clean energy target
ga
GeorgiaRapid solar growth
md
MarylandStrong net metering
View All 50 States + D.C.

Solar installation costs by city

Solar panel installation costs, local rebates, and ROI estimates for the most popular U.S. cities.

Los Angeles, CASan Diego, CASan Jose, CAHouston, TXAustin, TXDallas, TXMiami, FLTampa, FLJacksonville, FLNew York City, NYPhoenix, AZTucson, AZDenver, COCharlotte, NCAtlanta, GABoston, MA

Current energy stats

Expired

Federal solar ITC status

Credits terminated after December 31, 2025

Thousands

Potential state and local savings

Varies widely by state and program; run the calculator to see yours

6–10 yrs

Solar payback period

Average residential ROI timeline

25+ yrs

Solar panel lifespan

Most panels are warranted 25 to 30 years

Common questions

Energy incentives, solar rebates, heat pump programs, and what changed when federal credits expired.

What happened to the federal solar tax credit?
The 30% Residential Clean Energy Credit (Section 25D) and the Energy Efficient Home Improvement Credit (Section 25C) were terminated by the One Big Beautiful Bill Act (Public Law 119-21) for property placed in service after December 31, 2025. If you installed solar before that date, you can still claim the credit on your 2025 tax return. For new installations in 2026 and beyond, the federal credits are gone.
What energy incentives are still available after the federal credits expired?
A lot of state-level programs are still running. That includes state solar rebates, SREC markets, net metering, utility rebates for heat pumps and weatherization, and HEEHRA-funded state programs in states that have obligated their funds. What's available varies a lot by state and utility. Enter your ZIP in the calculator to see what applies to your area.
Can I still combine multiple incentive programs?
Yes. You can typically stack state rebates with utility incentives and local programs. A Massachusetts homeowner might combine the state SMART incentive with a local utility rebate, for example. Federal credits can no longer be part of the stack for new installations, but state and local programs alone can still produce meaningful savings.
What's the average cost of solar panel installation?
An average residential solar installation in the U.S. costs between $13,000 and $18,000 before incentives, depending on system size and location. Without the federal 30% ITC, net costs are higher than they used to be, but state and local programs can still reduce your out-of-pocket cost noticeably. We pull real-time pricing data from EnergySage to show actual costs in your city.
What's the solar payback period without the federal tax credit?
Without the federal ITC, payback periods are typically 8 to 14 years depending on your electricity rate, local installation costs, and the state and utility incentives still on the table. States with strong net metering and high electricity rates (California, Massachusetts, New York) can still see payback under 10 years.
Are renters eligible for any energy incentives?
Yes. Some HEEHRA-funded programs and utility rebates are available to renters for appliance upgrades like heat pump water heaters, induction cooktops, and weatherization. Community solar programs also let renters subscribe to a local solar farm and save on their electricity bill without owning hardware. Enter your ZIP in the calculator to see renter-specific options.